₹82 lakh crore mutual fund boom signals shift from FDs – but are households over-equitising?

Monthly SIP inflows stood at ₹29,845 crore in February 2026, after crossing ₹31,000 crore in January. Total mutual fund assets are now about ₹82 lakh crore, with SIP assets alone at roughly ₹16.36 lakh crore. Nearly 9.92 crore SIP accounts are actively contributing.

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